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Equipment Finance Interest Rates

equipment finance interest rates

    equipment finance
  • (Equipment financing) Finance is the science of funds management. The general areas of finance are business finance, personal finance, and public finance. Finance includes saving money and often includes lending money.

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    interest rates
  • (interest rate) the percentage of a sum of money charged for its use

  • (Interest Rate) Interest is a fee paid on borrowed assets. It is the price paid for the use of borrowed money, or, money earned by deposited funds.

  • (The interest rate) In the United States, the federal funds rate is the interest rate at which private depository institutions (mostly banks) lend balances (federal funds) at the Federal Reserve to other depository institutions, usually overnight.



As part of the official opening of Fiji’s Embassy in Jakarta, Indonesia, on Wednesday 6th April 2011 the Prime Minister CDRE Voreqe Bainimarama was invited to deliver the Keynote Address at the Indonesia – Pacific Update 2011 held at the at the Borobudur Hotel Jakarta and organized by the Indonesia Embassy in Suva.
Present at the trade expo were representatives of the Indonesian Government, Indonesian private sector and Fiji companies interested in developing business connections with Indonesia.
The PM is in his address explained that his Government views Indonesia, the largest country in Southeast Asia, as a strategic partner that can play an important role in our “Look North Policy”.
“I am positive that when dovetailed with Indonesia’s “Look East Policy”, our joint initiatives will collectively provide an opportunity to significantly enlarge our economic engagement with Indonesia and South East Asia and paving the way for integration with the global economy whilst helping to build a stable regional economic order that reaches out to the greater Pacific.”
The PM further noted that
“As my Government looks north for improved economic relations with Indonesia and other growing economies in South East Asia, I believe there will be many opportunities for our private sector members, some of them present here today, to establish networks and share technical information with their local counterparts which would assist them in mutual proportions improve on their products, operation of their businesses and securing a fair share of trade to each other.”
Explaining Governments public-private partnerships the PM stated that his government works closely with both the public and private sector to carve out a mechanism that is pro-growth and serves to improve the lives of the people of Fiji.
He went on to state that his Government has continued the implementation of the National Export Strategy termed as the NES Programme with the private sector at the forefront to address the widening gaps between exports and imports and boost foreign exports earnings.
This program was formulated to boost investment in the export sectors specifically audio visual, agro-business, forestry, marine products and eco-manufacturing in particular mineral water – sectors.
“These I am sure, will be of great interest to Indonesian businesses and I encourage you all to seriously consider forging relationships with Fiji businesses, through the Fiji Embassy here in Jakarta or directly with the Fiji Trade & Investment Bureau (FTIB), providing as a result a platform for a robust economic engagement.”
“Fiji has a wide range of lucrative incentives that we believe could attract the serious investor as we strive to sharpen our competitive edge and enhance our comparative advantage.”
“As Minister for Finance I also have the provision to formulate and implement the various incentive packages that the private sector largely enjoys and benefit from. I urge the local representatives who are here today to learn these from the representative of the FTIB present with us today as you contemplate expanding your reach to Fiji and the Pacific.”
Fiji’s trade with Indonesia is worth approximately F$35m in total. Much of this is however is skewed in favor of Indonesia with imports to Fiji heavily outweighing exports to Indonesia at an average rate exceeding 95%. Therefore the trade balance has consistently favored Indonesia peaking in 2004 to $F36.8m.
Imports from Indonesia increased to F$38m in 2004 and F$39m in 2005. In 2006 imports dropped 11% to F$34.6m. This trend continued in the following year in 2007 dropping a further 9% to F$31.2m, however imports increased again in 2008 to F$35.8m. Major items that are being imported from Indonesia include machinery and equipment, chemicals, fuels and foodstuffs.
Fiji’s exports to Indonesia have not shown any degree of consistency. While exports stayed at the range F$1.7m to F$1.1m for years 2003 and 2004, total exports to Indonesia recorded an 88% increase from the previous year in 2005 at F$8.3m. However, exports declined again by 98% in 2006 and a further decline in 2007. Fiji’s major exports include lead, oil seeds and oleaginous fruits, grains, seeds and fruit, industrial or medicinal plants and personal and household effects.

Substandard Policy Performance-History of Key Rates

Substandard Policy Performance-History of Key Rates

If your cash value insurance policy is more than 5-10 years old it was designed based on higher interest rate expectations and higher mortality costs. Since then rates have gone down sharply and expenses have also gone down. Each policy you own needs to be reviewed as we can probably replace it and create more cash value or death benefit at no charge for you.

equipment finance interest rates

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